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Buying | Bowie, TX How to get a realistic number before you shop, what a preapproval does and doesn't promise, and the paperwork that saves you a second trip to Bowie. The truck is usually the easy part. Plenty of folks driving over from Decatur or Jacksboro have picked the trim and the color before they leave the house. What slows the day down is the money side, and a good chunk of that can be sorted out from your kitchen table. Two tools on our site will get you to a realistic number. After those come what a preapproval means and where it stops, how credit plays in, and what to have in your hand when you sit down to sign. Quick answer: Start with the What's My Buying Power tool and the payment calculator on koryhooksford.com to get a realistic range. A preapproval is a lender's early read on your credit and income, not a final loan. Bring your license, proof of income, proof of insurance and any trade paperwork, and the finance department at Kory Hooks Ford in Bowie can walk you through your options. At a glance Sales hours Mon to Fri 8 to 6, Sat 8 to 5 Sales line 940-338-0012 Location 6486 US Hwy 287 North, Bowie In this post What does the What's My Buying Power tool tell me? How should I use the payment calculator? What does preapproval mean, and what doesn't it mean? What documents should I bring to finance a vehicle? How does my credit affect financing? Questions drivers ask What does the What's My Buying Power tool tell me? It gives you a ballpark range of what you can likely spend before you talk to anybody. You fill in some basic information and the tool returns an estimate. Read the fine print on the page itself so you know exactly what it looks at. Treat the result as a shopping guide, not an approval. A lender makes the real decision later, after it sees a full application. The point of the tool is to keep you from falling for a truck that sits well outside what makes sense for your budget. It's also a quick way to sort the lot. If your range lines up with a Ford Maverick more comfortably than a loaded Ford F-150, you'd rather learn that at home than on the test drive. How should I use the payment calculator? Use it to test scenarios, not to predict your exact payment. You plug in a vehicle price, a down payment, a loan term and a rate, and it shows a monthly figure. Change one thing at a time and you'll see which input moves the payment the most. The rate you type in is a guess until a lender gives you a real one. Run it at a couple of different rates instead of the one you're hoping for. Taxes, title and fees also land on the final paperwork, so leave yourself some room. Loan length is where people get surprised. A longer term lowers the monthly number and adds to the total interest you pay. A shorter term does the opposite, and the calculator shows that tradeoff in about a minute. Check your buying power Try the payment calculator What does preapproval mean, and what doesn't it mean? A preapproval means a lender has looked at your credit and income and is willing, on paper, to lend up to a certain amount on certain terms. It tells you where you roughly stand and gives you something concrete to compare against. It isn't a final loan. The lender still verifies your income and identity, looks at the specific vehicle and sets the final terms. A preapproval also comes with an expiration date, and a lot can change between the letter and the signing. It's not a guarantee: the lender checks everything again before the loan is final. It expires: look at the date on the letter so it doesn't run out while you're still shopping. New debt can change the answer: hold off on a new credit card or another loan until the truck is bought. The vehicle matters: the age, miles and price of the one you pick can change what a lender offers. You can bring a preapproval from your own bank or credit union, or apply through the dealership and let the finance department send it to lenders. Some buyers do both and compare. What documents should I bring to finance a vehicle? Bring enough to show who you are, what you earn and that the vehicle will be insured. Every lender has its own list, so treat this as the common ground most buyers get asked for. 1 Driver's license A valid license for everyone who'll be on the loan. 2 Proof of income Recent pay stubs work for most people. Self employed buyers and farmers should bring recent tax returns or bank statements. 3 Proof of residence A utility bill or similar mail with your current address often covers it. 4 Insurance information Your agent's name and policy number. You'll need coverage on the new vehicle before you drive it home. 5 Trade paperwork The title or your lender's payoff information, the registration, and every key and remote you have. Trading something in? An online trade appraisal before you come gives you one more real number to put in the calculator. Bowie buyer tip If you run cattle or farm out toward Sunset or Saint Jo and your income comes in by the season, bring a couple of years of tax returns. Lenders read irregular income differently than a paycheck. How does my credit affect financing? Your credit history is how a lender judges the odds you'll pay the loan back. In general, a long record of on time payments and low card balances helps. Late payments, collections and maxed out cards hurt. Credit tends to shape the rate and terms you're offered more than it decides if you can buy at all. Lenders also weigh your income, the debt you already carry, your down payment and the vehicle itself, so no single score decides it. Pull your own credit reports before you apply. You're entitled to free reports from each of the three bureaus, and an error is a lot easier to fix at home than at the desk. The rate you type in is a guess until a lender gives you a real one. We can't tell you what rate you'll get, and nobody can before an application goes in. Once the finance department at Kory Hooks Ford sees the whole picture, they'll lay out the options and answer questions in plain English. Ford Pickup & Delivery After you buy, service can come to you Once your new Ford is home, Ford Pickup & Delivery can handle the trip to service. Tell us when and where, home or work, and we'll pick it up, service it at the dealership and bring it back. It's complimentary for eligible Fords, and parts and repair charges are billed as usual. How Pickup & Delivery works Down Payment and Trade Questions Do I need a down payment to finance a Ford? + That depends on the lender and your credit. Some buyers put money down and some don't. More down means a smaller loan and a lower monthly payment, which you can test in the payment calculator. Can my trade in count toward the down payment? + Trade equity often works like cash down. If your trade is worth more than you owe on it, the difference can go toward the new vehicle. What if I owe more on my trade than it's worth? + That gap is called negative equity, and it has to be handled somehow when you buy. Ask the finance department to show you how it would affect your deal before you sign anything. Credit and Application Questions Will applying for financing hurt my credit score? + A full application usually means a hard inquiry, which can lower a score slightly for a while. Scoring models often count several auto loan inquiries in a short window as one shopping event. Can I finance with little or no credit history? + First time buyers often can, though the terms may reflect the thin file. A cosigner, a larger down payment or a less expensive vehicle are common ways people make it work. What if a lender turns me down? + One decline isn't always the last word. Ask what drove it, check your reports for mistakes, and talk with the finance department about what other routes might exist. Online Tool Questions Is the calculator's number what I'll pay each month? + Probably not to the dollar. The calculator only knows what you type in, and your final payment depends on the approved rate, the term, taxes, fees and any trade or cash down. Can I start a credit application online? + The finance page on koryhooksford.com is where to begin the process online. If you'd rather talk it through first, call sales at 940-338-0012. Should I add a cosigner? + That's a personal call with real weight for the other person, since they're responsible if payments stop. Talk it over with them first, then ask how it changes the application. Planning Your Visit How long does financing take at the dealership? + It varies with the lender and how complete your paperwork is. Walking in with your documents and trade information ready shortens the wait more than anything else you can control. When is the sales department open? + Sales is open Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 5 PM. It's closed Sunday. Can I do most of the prep before I drive over? + A lot of it, yes. You can check your buying power, run payment scenarios, get a trade estimate and start on the finance page from home. Final verification and signing happen at the store. After You Buy Can I pay off my Ford loan early? + Many auto loans allow it, but terms vary by lender. Read the contract or ask about prepayment before you sign. Can I refinance later? + That's between you and a lender. Some owners refinance after their credit improves, and your current lender can give you a payoff amount if you go that way. Does Ford Pickup & Delivery cost extra on a financed truck? + How you paid for the truck doesn't change it. The pickup and delivery is complimentary for eligible Fords, depending on availability and distance, and parts and repairs are billed as usual. Look at trucks when you're ready Browse new Fords once you've got a number in mind. Search new inventory Talk financing first Start on the finance page or bring your questions in. Go to finance

Compare | Bowie, TX How the Ford F-150 and Chevrolet Silverado 1500 line up for real Bowie truck work, from lake weekends and show trailers to the school run. Park a Ford F-150 next to a Chevrolet Silverado 1500 at a feed store in Bowie and most people couldn't tell you which one hauls more. Both pull trailers, carry crews and go to work every day across Montague County. The choice usually comes down to small things you'll use every week. So we skipped the spec table and went job by job. We sell Fords, so weigh our view with that in mind, but we've tried to be straight about what the Chevrolet Silverado 1500 does well. Quick answer: Both are capable full size trucks. The Ford F-150 tends to fit buyers who want help at the hitch and power at the jobsite, like available Pro Trailer Backup Assist and Pro Power Onboard. The Chevrolet Silverado 1500 tends to fit buyers set on an available diesel. Ratings vary by configuration, so ask the team at Kory Hooks Ford in Bowie for the exact numbers on the truck you're looking at. At a glance Sales line 940-338-0012 Sales hours Mon to Fri 8 to 6, Sat 8 to 5 Location 6486 US Hwy 287 North, Bowie In this post Which truck is easier to tow with to the lake or the stock show? Which one makes more sense as a daily work truck? Is the Chevrolet Silverado 1500's available diesel a reason to pick it? Which truck works better for family duty? How should you compare them on a test drive? Questions drivers ask Which truck is easier to tow with to the lake or the stock show? Set up right, either truck will handle a bass boat to Lake Amon G. Carter or a livestock trailer to a county show. The difference most people feel is how much help the truck gives you at the hitch and on the ramp. The Ford F-150 offers available Pro Trailer Backup Assist, which lets you steer the trailer in reverse with a knob on the dash while the truck turns the wheel. The Chevrolet Silverado 1500 has its own available trailering tech, including camera views that help you see around the trailer. Tow ratings on both depend on engine, axle, cab, bed and packages, so ask the team for the exact rating on the truck you're looking at. If you back a trailer twice a year, either truck works fine. If you back one down a crowded show barn alley every spring weekend, try Pro Trailer Backup Assist first. Some people don't care for it. Others won't buy a truck without it. Which one makes more sense as a daily work truck? For a lot of buyers around Bowie, Decatur and Jacksboro, the truck is a tool first. It sits at a jobsite all day, rides gravel and caliche, and gets washed when somebody remembers. Both trucks come in plain work trims and both climb into leather if you want it. The Ford feature our customers bring up most is Pro Power Onboard, available on certain Ford F-150 configurations. It's a generator built into the truck with outlets in the bed, so you can run saws or work lights without hauling a separate generator. Output varies by configuration, so confirm what the truck you're looking at has. The Chevrolet Silverado 1500 offers an available multi flex tailgate that folds into a step and a small work surface. The Ford F-150 has an available Pro Access tailgate that swings open like a door. Open both on the lot and see which suits how you load. Bowie driver tip If your truck lives on US 287 between Bowie and Decatur and then turns onto a county road, ride in both trucks on rough pavement and on gravel. How the cab handles washboard on a Montague County road after a dry spell tells you more than any brochure. See the 2026 Ford F-150 Schedule a test drive Is the Chevrolet Silverado 1500's available diesel a reason to pick it? For some buyers, yes. The Chevrolet Silverado 1500 offers an available diesel, and drivers who put long highway miles on a half ton with a trailer behind them often like how a diesel pulls. If that's on your must have list, the Chevrolet Silverado 1500 deserves a serious look. The Ford F-150 lineup answers with gas engines, including turbocharged EcoBoost options and a V8. Fuel economy and towing figures change with each engine, cab and axle combination, so ask for the window sticker on the exact truck. A diesel also brings its own upkeep, like diesel exhaust fluid. Think about your real week. Somebody running Bowie to Wichita Falls and back on US 287 several times a week with a trailer is a different buyer than a family that tows to Lake Nocona four weekends a summer. Which truck works better for family duty? Both trucks come as crew cabs with full size back seats and the comfort features families want. Pay attention to how wide the back doors open in a tight school parking lot, where the car seat anchors sit, and how quiet the cab stays at highway speed. Bring the family to the test drive and put the car seats in both trucks. Screen layout is personal too. Some people like Ford's SYNC setup, some prefer Chevrolet's, and neither is wrong. Fits you if Ford F-150 You tow often and want available Pro Trailer Backup Assist on ramps You'd use a built in generator like available Pro Power Onboard You want gas engine choices to match how you drive Fits you if Chevrolet Silverado 1500 An available diesel half ton is high on your list You like the available multi flex tailgate You prefer Chevrolet's cab layout after driving both How should you compare them on a test drive? Drive them back to back, same day, same roads. Take each one out on US 287 to feel how it settles at speed, then turn onto a county road near Sunset or Alvord and listen for rattles. Back each one into a parking spot using only the cameras. Think about your real week. Ask what trims and packages are on the lot and what your current truck is worth. Our trade value tool gives you a starting number, and our finance department can walk you through options once you pick a truck. Ford Pickup & Delivery Pickup from home or work Once your Ford F-150 is home, eligible Fords can use complimentary Ford Pickup & Delivery. Tell us when and where, home or work, and we'll pick it up, service it at the dealership and bring it back. You can schedule it in the FordPass App, it depends on availability and distance, and parts and repairs are billed as usual. How Pickup & Delivery works Cab and Bed Questions Do the Ford F-150 and Chevrolet Silverado 1500 come in the same cab styles? + Both offer a regular cab, an extended cab and a crew cab, with bed lengths that change by cab. What's available varies by trim and model year, so check the exact build. Can I get a longer bed with a crew cab? + Some crew cab builds on both trucks pair with a longer bed, though not every trim offers it. Ask sales to pull up the builds you want. Are the two trucks built from the same materials? + They aren't. The Ford F-150 uses an aluminum alloy body and bed, while the Chevrolet Silverado 1500 uses a steel bed. Owners on both sides have their reasons. Truck Tech Questions What is Pro Trailer Backup Assist? + An available Ford feature that lets you steer a trailer in reverse by turning a knob while you handle speed and brakes. Availability depends on trim and packages. Does the Ford F-150 offer hands free highway driving? + Available Ford BlueCruise allows hands free driving on prequalified sections of divided highway while you keep your eyes on the road. It needs the right equipment and a paid plan after any trial. The Chevrolet Silverado 1500 offers available Super Cruise. Can Pro Power Onboard run my tools at a jobsite? + It's designed for that within its output limits, which vary by configuration. Check the rating on the truck you're considering against what your tools draw. Towing Setup Questions Do I need anything extra to tow a boat with either truck? + Many towing equipped trucks have a factory hitch receiver. You'll still need the right ball mount, ball size and wiring, plus a brake controller if the trailer has electric brakes. What does a trailer brake controller do? + It lets the truck apply the trailer's electric brakes. Many towing packages build one into the dash, so ask whether the truck you're looking at has it. Is towing in Texas summer heat hard on a half ton? + Heat adds strain on any truck. Use tow or haul mode if equipped, watch the gauges on long climbs, and keep up with fluid service. Shopping Questions Can I drive a Chevrolet Silverado 1500 at Kory Hooks Ford? + Kory Hooks Ford is a Ford store, so new inventory is Ford. Used inventory changes, so call sales at 940-338-0012 to see what's on the lot. Will my current Chevrolet truck have trade value at a Ford store? + Trucks of any brand can be traded in. Value comes down to condition, miles, records and local demand. How do I narrow down which Ford F-150 trim fits me? + Start with how you'll use it, then pick the cab and bed, then the engine. The sales team can explain what each package adds. Owning Your Truck in Bowie Can Kory Hooks Ford service my truck after I buy it? + The service department works on Fords and other makes with Ford trained technicians, Monday through Friday, 8 AM to 5 PM. Do both trucks hold up on gravel and ranch roads? + Both are built for that kind of use. Tires, suspension packages and upkeep matter more on rough roads than the badge on the grille. Can I get four wheel drive on either truck? + Both offer four wheel drive on many trims. Ford's FX4 off road package is available on certain Ford F-150 trims. Shop Ford trucks in stock Browse the Ford F-150 trucks on our lot in Bowie. Search new inventory Run the numbers first Try a monthly payment estimate before you visit. Payment calculator

Cars are sturdy pieces of machinery that last a long time, but they do occasionally need repairs. If you know what happens when your car needs a transmission repair, then you know to head to the Ford dealer quickly to get the problem fixed. Fixing issues ASAP stops them from getting too serious and costing you a lot of time and money to repair. 4 Signs You Need a Transmission Repair From Your Ford Dealer 1. Strange Engine Noises Problems with the transmission are often accompanied by clanking or humming noises coming from the engine. These noises will be obvious when you’re changing gears. Even if the noise is faint, it’s generally a sign of trouble. Cars don’t start making new noises for no reason, so hearing new sounds means you should get right to the dealer. If you’re also noticing noises while your car is in neutral, then it’s definitely a sign that there’s something wrong with the transmission. You might just need some new transmission fluid, or maybe a small part needs to be replaced. 2. Trouble Shifting Gears If you can’t shift from one gear into another, then your transmission is most definitely in trouble. Even if you can shift but your car takes a little more time than usual to respond after shifting, then there’s a problem. People with manual transmissions may also notice it’s very hard to get the gear shifter into place, and it might pop out of place a few times before you can get it to stay. 3. Transmission Fluid Leaks The car is full of different fluids, so it’s always a good idea to check the area around the car before you drive off. If you spot any mysterious puddles that seem to be coming up from underneath your car, then one of those fluids might be leaking out. Transmission fluid is one of the easiest to recognize, as it’s red. Although, if the fluid is a little older, then it might be light brown instead. You should also keep an eye on your fluid levels and take note if you seem to be losing fluid rapidly. Falling fluid levels indicate a leak. 4. Burning Odor If it smells like there’s something burning in the cabin of your car, then your transmission fluid might be overheating and burning up. The smell won’t necessarily be noticeable in the cabin, but it may be noticeable if you pop the hood. Either way, it’s a sign that you should get your transmission checked out as soon as you can. Come by Kory Hooks Ford if your car or truck is displaying any of the signs we’ve talked about above. Transmission problems are generally pretty easy to fix if caught early, so you’ll be driving again in no time.